Speeding Tickets
At Lionheart Legal, our experienced legal team knows how to dispute speeding charges, question radar and lidar accuracy, and build strong defences in traffic court. Our focus is simple — helping drivers protect their licence, insurance rates, and driving history.
If you receive a speeding ticket in Ontario, you generally have two options: pay the fine or contest the charge.
While paying the ticket may seem like the easier solution, it results in an immediate conviction that can negatively impact your driving record and insurance premiums. Choosing to fight the ticket gives you the opportunity to examine the evidence and explore possible legal defences before making a final decision.
Once a speeding ticket is paid, it is considered an admission of guilt, and the conviction is added to your record right away.
Here are some possible consequences of paying a speeding ticket:
- Your driving record will show the conviction as part of your history.
- Demerit points may remain on your record for up to two years from the offence date.
- Insurance companies can view the conviction for up to three years, potentially increasing your premiums.
- You lose the chance to challenge the charge, even though many speeding tickets in Ontario are dismissed or reduced each year.
A single conviction may already affect your insurance, but additional incidents during the following years — such as another traffic violation or even a minor collision — could push your rates significantly higher and place you into a high-risk insurance category.

